2009 Kerala University B.Com BANKING LAW AND PRACTICE, Part – III – Paper – X Question paper

2009 Kerala University B.Com BANKING LAW AND PRACTICE, Part – III – Paper – X Question paper 

PART – A
Answer any ten questions. Each question carries 2 marks.
1. What is "off-shore banking" ?
2. What is money at call ?
3. What do you mean by Unit banking ?
4. What is DICGC ?
5. What is "minimum reserve system" ?
6. What is EXIM bank ?
7. What is Development banks ?
8. What is "pay-in-slip" ?
9. Define Demand Draft.
10. State the differences between fixed deposit account and current deposit account.
11. Define the word "endorsement".
12. What is Recurring deposit ? (10×2=20 Marks)

PART – B
Answer any eight questions. Each question carries 5 marks.
13. Explain the differences between merchant banks and commercial banks.
14. State the defects of Indian money market.
15. What is 'Not Negotiable' and 'Account Payee' crossing ?
16. In what way the commercial banks help in promoting exports in India ?
17. State the advantages of branch banking system.
18. State the different forms of lending
by commercial banks.
19. Explain the services of a Central Bank as "banker to the government".
20. What is bank rate ? Explain its working.
21. What is "Certificate of Deposits" ?
22. State the consequences of NPA.
23. Briefly explain the business prohibited for a banking company.
24. What is differential interest scheme ?
(8×5=40 Marks)

PART – C
Answer any two questions. Each question carries 20 marks.
25. What is "banking money" ? How is credit created by commercial banks ?
26. What is money market
? Describe the constituents and institutions of money market.
27. What were the objectives of the nationalisation of commercial banks in India ? How
far have these objectives been achieved ?
28. Under what circumstances can a banker dishonour cheques of a customer ? Explain
consequences of wrongful dishonour. (2×20=40 Marks)

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